Welcome to KreditMantra

Quick & Easy loans up to ₹1,50,000

Get instant access to funds with a seamless digital process designed for your everyday needs.

+91 -
Instant Approval

Money in your account in just second.

Contact less process

No physical visit 100% digital process.

100% Secure

Your data is protected with bank-grade security.

Review the basic criteria before applying for a loan.

Eligibility Criteria

Must be an Indian resident

Must be a salaried employee

Must be above 25 years or above

Must have Aadhaar and PAN Card

A few simple documents are all you need to get started.

Documents Required

Aadhaar Card

PAN Card

Salary Proof of last 3 months

Any additional document requested by lending partner during underwriting

Terms & Conditions

Please read the Terms & Conditions before using our services. By clicking “I Agree” or using the CredMe app, you agree to the rules set by EXUDE VINCOM PRIVATE LIMITED. and its lending partners. Loans are provided by Lenders under specific terms. Your data, loan details, and app usage are covered by this agreement.

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Rate and fees

Monthly Interest Rate

2.9166

Offered Annual Percentage Rate (APR)

&Up to 486.67%

Tenure/Repayment Period

1 - 3 Years


Monthly Interest Rate

2.9166

Offered Annual Percentage Rate (APR)

&Up to 486.67%

Tenure/Repayment Period

1 - 3 Years

Representative Example

Loan Amount APR Tenure Processing Fee Amount Disbursed EMI Total Repay Amount Total Interest
₹ 50,000 35% 12 Months ₹ 1,000 ₹ 48,820 ₹ 4,998 ₹ 59,978 ₹ 9,978

Company Accreditation

We are registered under the name Exude Vincom Private Limited, a registered NBFC (Non-Banking Financial Company), approved by RBI.


Key Benefits

Get fast and easy loans without any hassle. Apply with minimal
documents and get money quickly

Simple Eligibility

Only salaried individuals aged 21-56 are eligible, making it easy to apply.

Minimal Documentation

Apply with just PAN Card, Aadhaar Card, salary slip, and a utility bill (electricity or LPG).

Fully Digital Process

Apply online anytime, anywhere, without visiting a branch or dealing with paperwork.